Welcome to Cronto - Simple Strong Security

A simple portable solution for enhanced security

Cronto’s patent-pending visual cryptogram offers the ideal blend of enhanced strong security and simplicity of use for the customer. Visual signing of transactions removes the need for awkward authenticators and time consuming re-entering of challenge codes or transaction details.

Visual signing works by generating an encrypted visual challenge to authenticate Internet banking transactions. This challenge can be used at login to strengthen access control and also in conjunction with critical transactions, such as third party payment instructions, to prevent the threat of fraud.

Cronto’s solution utilises a unique visual challenge contained in a graphical cryptogram consisting of a matrix of coloured dots displayed on the customer's PC screen. The customer uses the camera in his mobile phone or a dedicated key-tag token to capture this cryptogram by photographing the screen. Cronto software downloaded into the customer's phone or provided on the key-tag token is then used to authenticate the transaction. No re-keying is required.

Authentication is quick, simple and secure. No bulky and inconvenient authenticators are required.

Product’s Benefits and Features

Secure Transaction Authentication

The customer is presented with critical transaction information, like payment details, on the screen of his phone or key-tag token to confirm that this information has not been tampered with. He is reassured that a fake criminal web site has not been used to alter his instruction. An authentication code is then generated and passed back to the bank's server to complete the transaction.

By removing the need to re-key information and automatically confirming instruction details, the Cronto solution offers a far higher level of security than traditional external authenticator-based solutions. Criminals are aware that by using a 'man in the middle' attack they can potentially trick customers into entering the wrong information into their authenticators. Two-factor authentication is also prone to similar types of attack.

Cronto visual signing prevents 'man in the middle' and 'phishing' attacks and provides the strongest level of security for Internet banking services without compromising the customer's convenience to conduct his banking business anywhere he pleases.